An Uninsured Motorist Accident Lawyer Prepared to Help You Collect
With one out of seven U.S. drivers operating without any kind of car insurance, an accident with an uninsured motorist is always a risk. In many cases, you can still collect damages, but only with the help of an uninsured motorist accident attorney. Joe Horrox in Daytona Beach, FL, assists victims of all types of motor vehicle accidents and can help you collect the compensation you deserve.
If you have been involved in a collision with an uninsured or underinsured motorist, please call (386) 258-2121 today or contact our firm online. We offer a free consultation and case review.
About Uninsured Motorist Accidents
The State of Florida does not require bodily injury liability coverage. Florida requires just two types of automobile insurance: a no-fault Personal Injury Protection (PIP) plan and property damage liability (PDL) insurance.
A PIP is designed to cover the policy owner's (and passengers') medical expenses and lost wages without regard to who is at fault for an accident. But, the PIP does not cover these losses for the other party.
If your at-fault driver does not have bodily (BI) injury liability coverage, there is no coverage provided other than for your property damage. Typically, a driver with just a PIP and PDL plan will tend to have very basic coverage for property. Often, this coverage is inadequate to replace a newer vehicle.
What are Your Options?
If you are injured by an uninsured or under-insured motorist, your own insurance policy may be responsible for paying for your out-of-pocket expenses. If you have uninsured motorist (UM) coverage, you have a potentially valid claim for the accident. A settlement with your own carrier can provide compensation for your medical costs, loss of income, and other losses.
Joe Horrox, who has been representing Florida accident victims for many years, knows exactly what is needed to help you maximize your compensation.
Your insurance adjuster may try to offer a low settlement in negotiations, however. The average policy owner does not understand the value of an insurance claim or how to prove the facts of a car accident case. Joe Horrox, who has been representing Florida accident victims for more than 30 years, knows exactly what is needed to help you maximize your compensation.
If you do not have a UM policy, you may still have a legal avenue to pursue. Drivers with inadequate liability coverage can be personally sued, and you may be able to obtain a significant judgment in your favor. In these cases, the courts may garnish the negligent party's wages and seize property to satisfy your judgment. If you have been seriously injured by a negligent or reckless driver, you have every right to pursue rightful compensation.
Talk to Joe Horrox
If you have suffered a serious injury after a collision with an uninsured or under-insured motorist, you can benefit greatly from a conversation with Joe Horrox. We represent all types of personal injury victims and families who have lost loved ones due to wrongful death.
During your free consultation, you will receive an honest assessment of your case, and if we feel we can help you, we will offer legal representation. Joe Horrox Law represents clients on a contingency basis, so no up-front fees are required. If we take your case, we expect to win, and will receive our fees only when you receive your restitution.
Contact Our Firm
Those who have suffered losses due to the negligence of others deserve compensation, regardless of the negligent party's preparation for accidents. Please contact our office at (386) 258-2121 today to speak to an attorney or schedule a free consultation.